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Home Ghana - Economy

Rural Banks in Ghana 2021

Gyamfi Bediako by Gyamfi Bediako
May 26, 2021
in Ghana - Economy, List of Businesses
Reading Time: 15 mins read
Ghana News
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How many rural banks are in Ghana, and which rural banks in Ghana have been licensed by the Bank of Ghana? This post is a list of all the rural banks in Ghana and their operating cities.

Rural banks are locally owned and managed banks first established in Ghana in 1976 to provide banking services to the rural population, providing credit to small-scale farmers and businesses and supporting development projects.

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Surprisingly, rural banks make up the highest proportion of highly profitable companies in Ghana, taking up the biggest share of 2019’s Ghana Club 100 Awards whilst even many notable names were missing from the list to top 100 companies.

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As of May 2021, there are currently a total of 144 rural and community banks licensed by the Bank of Ghana. Rural banks in Ghana are supervised by the ARB Apex Bank which serves as a central bank for the rural banks under the main regulator, the Bank of Ghana.

Rural banks in Ghana 2021
Photo Credit: The Independent Ghana

List of Rural Banks in Ghana 2021

NoName of Rural BankLocationPhone Number
1Abokobi Area Rural Bank LimitedAbokobi0576096642
2Ada Rural Bank LimitedKasseh – Ada0505105026
3Adansi Rural Bank LimitedFomena0574438509
4Adonten Community Bank LimitedNew-Tafo0342024109
5Afram Rural Bank LimitedTease0200347337
6Agave Rural Bank LimitedDabala0244207176
7Agona Rural Bank LimitedMangoase0501334877
8Ahafo Ano Premier Rural Bank Limited.Mankranso0322035060
9Ahafo Community Bank LimitedKukuom0352095470
10Ahantaman Rural Bank LimitedAgona Nkwanta0202070080
11Akatakyiman Rural Bank LimitedKomenda0332191763
12Akim Bosome Rural BankAkim Swedru0501317050
13Akoti Rural Bank LimitedAssin North0243284536
14Akrofuom Area Rural Bank LimitedAkrofuom058242486
15Akuapem Rural Bank LimitedMamfe0342195878
16Akumadan Rural Bank LimitedMamfe0501582482
17Akyem Mansa Rural BankAyirebi0249843465
18Akyempim Rural Bank LimitedDawurampong0332021218
19Amanano Rural Bank Limited.Nyinahin Junction0208007254
20Amansie West Rural Bank LimitedAntoakrom0277599442
21Amantin And Kasei Community Bank LimitedAtebubu Amantin Area0549264644
22Amenfiman Rural Bank LimitedAdankasa Ridge0312093380
23Amuga (North Tongu) Rural Bank LimitedAdidime New Town0204469254
24Ankobra West Rural Bank LimitedEsiama0243917912
25Anlo Rural Bank LimitedAnloga0362091229
26Anum Rural Bank LimitedAnum0243668108
27Asante Akyem Rural Bank LimitedAsante Akim North0322092183
28Asawinso Rural Bank LimitedSefwi Line0243391142
29Asokore Mampong Rural Bank Limited.Asokore Ashanti0244274884
30Asokore Rural Bank Limited.Asokore Ashanti0322092188
31Assinman Rural Bank LimitedAssin Manso0244354293
32Asubonten Rural Bank Limited.Gyamerakrom0203202332
33Asuogyaman Rural Bank LimitedAtimpoku0504913990
34Asutifi Rural Bank LimitedAcherensua0248744004
35Atiwa Rural Bank LimitedKoforidua0244855426
36Atweaban Rural Bank LimitedDuayaw Nkwanta0264787023
37Atwima Kwanwoma Rural Bank Limited.Pakyi No20322036771
38Atwima Mponua Rural BankToase0275561697
39Atwima Rural Bank LimitedFoase0501387038
40Avenor Rural Bank Limited, Akatsi.Shell Block0362644048
41Awutu Emasa Rural Bank LimitedAwutu Bereku0244046015
42Baduman Rural Bank LimitedBabasua0352091454
43Bangmarigu Community Bank Limited (West Mamprusi)Walewale0208286372
44Bawjiase Area Rural Bank LimitedBawjiase Market Area0332191879
45Bessfa Rural Bank Limited.Garu0209320568
46Bia-Torya Community Bank LimitedBonsu Nkwanta0276618294
47Bomaa Area Rural Bank LimitedBomaa0242008935
48Bomoasadu Rural Bank LimitedBerekum0208234511
49Bongo Rural Bank LimitedBongo0382093960
50Bonzali Rural Bank LimitedNayilifong0372022506
51Borimanga Rural Bank LimitedMohifong0372093217
52Bosome Freho Rural Bank LimitedBosome Freho District0243600001
53Bosomtwe Rural Bank LimitedBosomtwe Atwima Kw0200926692
54Brakwa Breman Rural BankBrakwa033219317071
55Builsa Community Bank LimitedSandema Town0242973741
56Butawu Rural Bank LimitedTsito Awudome0201515520
57Buuwuloso One Stop Rural BankDamogo0372094942
58Capital Rural Bank LimitedGyaase-Abesim0352028944
59Citizens Rural Bank LimitedNsawam Market Street0244769611
60Dangme Rural Bank LimitedPrampram0303910417
61Denkyiriman Rural Bank Previously Ayanfuri Rural Bank LimitedAjamfuri0202050260
62Derma Area Rural Bank LimitedDerma High Street0244169314
63Drobo Community Bank Limited.Old Palace0203022029
64Dumpong Rural Bank LimitedMain Lorry Station0501525593
65East Akim Rural Bank LimitedOsiem0502183069
66Ejuraman Rural BankEjura0322490791
67Ekumfiman Rural Bank LimitedEssuehyia0243256940
68Enyan Denkyira Rural BankZongo0332192004
69Fanteakwa Rural Bank LimitedBegoro-Akim0342095352
70Fiagya Rural Bank LimitedMarket Area0352092090
71Fiaseman Rural Bank LimitedBogoso3192092911
72Frerol Rural Bank LimitedKpando0501482580
73Ga Rural Bank LimitedAmasaman0244705014
74Gbi Rural Bank LimitedAhado093520280
75Gomoa Community Bank Limited – ApamLorry Park0289100302
76Jomoro Rural Bank LimitedNew Site – Main Mark0312092353
77Juaben Rural Bank LimitedDamang0271409340
78Kaakye Rural Bank LimitedKete Krachi0246611026
79Kaaseman Rural Bank LimitedKaase0208959805
80Kakum Rural Bank LimitedMotel Area0332140060
81Kintampo Rural Bank LimitedSerwaba0501255072
82Kpassa Rural Bank LimitedNkwanta0544332290
83Kumawuman Rural Bank LimitedMarket Square0244978637
84Kwaebibirem Rural Bank LimitedAboasa0501335252
85Kwahu Praso Rural Bank LimitedKwahu Praso0501522760
86Kwahu Rural Bank LimitedPepease0208335734
87Kwamanman Rural Bank LimitedEtia0208027383
88La Community BankLa Street0302 760081
89Lawra Area Rural Bank LimitedLawra0501389618
90Lower Pra Rural Bank LimitedTarkwa Road0277751510
91Lower Amenfi Rural Bank LimitedManso Amenfi0322540316
92Manya Krobo Rural Bank LimitedAbanse0208470661
93Mepe Area Rural Bank LimitedMepe0246848824
94Mfantseman Community Bank LimitedBiriwa Vocational Trai0246848824
95Microfin Rural Bank LimitedGomoa Pomadze0268320792
96Mponua Rural Bank LimitedEastern Region0342022015
97Mumuadu Rural Bank LimitedAccra -Kumasi Road0208116691
98Naara Rural Bank LimitedPaga Town0244881321
99Nafana Rural Bank Limited.New Junction0202088144
100Nandom Rural Bank LimitedNandom Lorry Station0501287701
101Nkoranman Rural Bank LimitedAboaso Seikwa0243-125093
102Nkoranza Kwabre Rural Bank Limited.Nkoranza0020393992
103Nkrankwanta Area Rural Bank LimitedDormaa Municipality
104North Birim Rural Bank (Asuopra)Afosu
105North Volta Rural Bank LimitedBuem
106Nsoatreman Rural Bank LimitedNsoatre
107Nsutaman Rural Bank LimitedAsikafo Area
108Nwabiagya Rural Bank LimitedBarekese Zongo
109Nyakrom Rural Bank LimitedAgona
110Nyankumasi Ahenkro Rural Bank LimitedNyankumasi Ahenkro
111Nzema Manle Rural Bank LimitedElembele
112Odotobri Rural BankAmansie Central
113Odupong Kpehe Rural Bank LimitedKasoa
114Odwen Anoma Rural Bank Limited.Lorry Station
115Offinso Rural Bank Limited.Offinso – Ashanti
116Okomfo Anokye Rural Bank LimitedWiamoase
117Otuasekan Rural Bank LimitedAtonoso
118Oyibi Area Rural Bank LimitedOyibi
119Sefwiman Rural Bank LimitedBibiani
120Sekyedomase Rural Bank Limited.Sekyedomase
121Sekyere Rural Bank LimitedJamasi-Ashanti
122Shai Rural Bank LimitedDodowa Takpom
123Sissala Rural Bank LimitedTumu
124Sonzele Rural Bank Limited JirapaJirapa District
125South Akim Rural BankNankese
126South Birim Rural Bank Limited.Achiase Cmb
127Suhum Rural Bank LimitedSuhum
128Suma Rural Bank LimitedOpposite Sumaman S
129Tepaman Rural Bank Limited.Tepa
130Tisungtaaba Community Bank (East Mamprusi)East Mamprusi
131Tizaa Rural Bank LimitedNk Gushegu
132Toende Rural BankMarket
133Twifu Rural Bank LimitedTwifu Agona
134Union Rural BankSenya Beraku
135Unity Rural Bank Limited ZiopeZiope
136Upper Amenfi Rural Bank LimitedAnkwawso
137Upper Manya Kro Rural Bank LimitedAsesewa
138Wamfie Rural Bank LimitedWamfie Estate
139Wenchi Rural Bank LimitedWenchi New Market
140Western Rural Bank LimitedSekondi
141Weto Rural Bank LimitedKpeve Junction
142Yaa Asantewaa Rural Bank LimitedEjisu
143Yapra Rural Bank LimitedPrang
144Zabzugu Rural Bank LimitedZabzugu
Source: Bank of Ghana

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Gyamfi Bediako

Gyamfi Bediako

Gyamfi Bediako has worked in several small family businesses from a young age and loves to see what started as a small idea flourish and begin to serve generations. He works with The Ghanaian Standard and EnspireFX Websites

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