Non-Life Insurance Companies in Ghana

1 What is Non-Life Insurance?

Non-life insurance, also called general insurance, casualty insurance, or property insurance, is an insurance policy covering financial loss-causing events. It should be understood as a policy that insures all losses not relating to the death of an insured person, like property loss or legal liabilities.

2 Examples of Non-Life Policies in Ghana

1. The following are Liability Policies available in Ghana;
   • Professional Indemnity Policy
   •  Product Liability Policy
   •  Public Liability Policy
   •  Employers Liability Policy
2. Engeneering insurance policies in Ghana;
   • Contractors All-risk Policy
   •  Erection All-risk Policy
   •  Electronic All-Risk Policy
   •  Machinery All-risk Policy
3. Marine insurance policies in Ghana;
   • Marine Cargo Policy
   •  Marine Hull Policy
4. Fire insurance policy or property insurance
5. Motor insurance policy in Ghana;
   • Third Party liability policy
   • Third Party Fire and Theft
   • Comprehensive policy
6. Miscellaneous insurance Policies
   • Travel Insurance Policy
   • Accident Insurance Policy

3 Classes of Non-Life Policies in Ghana

The main classes of Non-Life business in Ghana are;

1.  Fire burglary, and property damage
2.  Accident
3.  Marine and aviation
4.  Motor
5.  General Liability

4 List of Non-Life Insurance Companies in Ghana

The following is a comprehensive list of all Non-Life Insurance Companies in Ghana, their contact phone number, and location address. You can also take a look at this comprehensive list of life insurance companies in Ghana